A Better Way Financial
Empowering Your Dreams
IRA and 401(k) rollovers can play a crucial part in any retirement plan. Having a plan in place for when and how to do these moves will help prepare you for a more successful retirement. At A Better Way Financial, we help you every step of the way to ensure that the process of rolling over your plans is hassle-free and as tax efficiently as possible.
You may be able to begin rolling over 401(k)s and other employer-based retirement plans after age 59½. This is regardless of whether you are still working or plan to continuing working into the future.
When done properly, rolling over your employer-based retirement plan can be a great way to begin placing money into alternative financial vehicles that can help you generate future income in retirement as well as to help protect your savings against market risk.
A ROTH conversion is the process of taking all or part of a traditional IRA or a 401(k) and transitioning it into a ROTH IRA. ROTH IRAs are an individual retirement account that allows for tax-free withdrawals once you meet certain criteria. These can be a great way to save you and your heirs a significant amount of taxes during and after your lifetime.
Our team at A Better Way Financial will evaluate your retirement portfolio to determine whether or not ROTH conversions make sense for you. If and when they do, we work with you to make the conversions in a tax-efficient manner.
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